A secured education loan is a loan backed by acceptable collateral, such as property or another asset approved by the lender. Depending on the lender’s policies, secured loans may offer access to higher loan amounts or different repayment terms.
At Videsh Shiksha Dhan, we help students and their families understand the secured loan process and coordinate the documentation required by the selected financial institution.
Our assistance includes:
-Initial profile and funding requirement assessment.
-Guidance on acceptable collateral and property documents.
-Coordination for applicable legal and valuation reports.
-Assistance with bank application and documentation.
-Support during lender verification and sanction formalities.
An unsecured education loan is a loan that does not require property collateral. These loans are offered by eligible lenders based on factors such as the student’s academic profile, university, course, co-applicant’s financial position, and the lender’s credit assessment.
We help students explore collateral-free education loan options and understand the requirements before submitting their applications.
Our assistance includes:
-Exploring collateral-free loan options.
-Reviewing basic applicant and co-applicant eligibility.
-Guidance on income proof and financial documents.
-Assistance with application submission.
-Coordination with relevant banks and NBFCs.
We assist students planning to pursue higher education in destinations such as:
The availability of education loans depends on the lender, institution, course, destination, and applicant’s profile.
Yes, collateral-free options are available through certain lenders for eligible applicants. Approval depends on the lender’s criteria and your profile.
The right option depends on your funding needs, available collateral, co-applicant’s financial position, and lender terms. Our team can help you explore the alternatives.
Some lenders may finance a substantial portion of eligible expenses, subject to their policies and your eligibility. Full funding is not guaranteed.
No. Final approval, interest rates, loan amounts, and repayment conditions are determined by the lender. We help you explore and understand available options.
No. Final approval, interest rates, loan amounts, and repayment conditions are determined by the lender. We help you explore and understand available options.
Your international education deserves careful financial planning. Connect with Videsh
Shiksha Dhan to discuss your profile and explore education loan options for abroad studies.